Equity Line of Credit

An equity line of credit is a funding arrangement where a publicly listed company secures the right to sell a specified dollar amount of its common stock to LendingHub NYC, acting as its principal investor, over a defined period.

This structure gives the company the flexibility to raise capital on an as-needed basis, similar to a revolving credit facility or equity at-the-market (ATM) program. The company controls the timing and amount of each draw, enabling it to access liquidity based on market conditions and operational needs.

Funds can be used for working capital, growth initiatives, or strengthening the balance sheet without taking on traditional debt. Because the issuance is structured over time, it may reduce immediate dilution compared to large one-time equity raises, while providing ongoing financial flexibility.