The LendingHub NYC Advantage
LendingHub NYC helps large shareholders unlock capital from their publicly traded equity without selling. Our non-recourse loans are designed to provide fast access to liquidity at a low fixed cost. We specialize in solutions that preserve your exposure to market upside while minimizing risk and complexity.
Choose LendingHub NYC
We offer up to 60 to 70% loan-to-value, far more than traditional margin lenders. That means more capital, without diluting ownership or triggering public filings. Our loans come with low fixed interest rates, offering predictability and cost-efficiency in volatile markets.
You can use the funds however you choose—whether it’s for reinvestment, business growth, or personal liquidity. No restrictions apply.
Built for Shareholders
All LendingHub NYC facilities are non-recourse, with no personal guarantees required. Your risk is limited to the pledged shares.
We work with institutional partners to ensure a seamless, secure, and fully compliant process from start to finish.
Funding is fast and straightforward. Most deals close in just a few business days with minimal paperwork.
LendingHub NYC vs. Margin Loans
| LendingHub Loans | Margin Loans |
|---|---|
| Low cost of capital | High cost of capital |
| Fixed-interest rates | Floating interest rates |
| Non-purpose funding | Restricted use funding |
| Non-recourse/no personal guarantee | Personal guarantee required |
| * Typical LTV ratio of 65% | Typical LTV ratio is between 10.40% |
| Fast funding within days | Complicated and time-consuming account opening |
| Progressive margin call terms at 80% of loan value | + Narrow margin call terms based on collateral value |
True Alignment
We do not lend, short, or trade your shares. Additionally, we are contractually prohibited from any action that could harm your stock value. Your pledged securities are held solely as collateral—never reused or recycled into the market.